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48th Annual General Meeting Notice
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EMI Calculate
FD Calculate
Loan Amount
*
Interest Rate ( Reducing)
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Loan Tenure
*
Calculated Monthly EMI
Total Payment Amount
Total Interest Amount
Type of deposit
Fixed deposit
Recurring deposit
* Select a type
Principal Amt.
* required
No. of Years
* required
Interest Rate
* required
Compounding freq.
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Monthly
Quarterly
Half yearly
Yearly
* required
Maturity Value
Rs.
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Gold Loan
Home
Gold Loan
Gold Loan
Purpose
Pledge of gold ornaments for personal financial needs. Purpose should not be speculative or unlawful or forbidden by law or prohibited by RBI.
Who can Benefit this Loan
Any Account Holder of the bank Having Security As gold Ornaments
Features
MARGIN 25% of valuation
Repayment
Loans up to Rs 2.00 Lakhs - Bullet Payment - Maximum 12 Months.
Loans above Rs 2.00 Lakhs - Maximum 5 years.
EMI to be recovered monthly
Facility
Term Loan
Demand Loan
Overdraft
Rate of Interest
As decided by BOD from time to time.
Valuation
Net weight approved valuator/Jewelers of Bank only.
Gold Value = Net Weight * Market Rate
75% of Gold Value as loan amount
Documents
Loan application Form
Valuation report of Gold Ornament from bank’s approved Gold Valuer
KYC Document
Positive Point
Quick Disbursement
No repayment Charges
Fixed Rate Of Interest
No Pre Closure Charges
** FOR MORE DETAILS INFORMATION CONTACT TO YOUR NEAREST BRANCH **