Interest Rate ( Reducing)
Calculated Monthly EMI
Total Payment Amount
Total Interest Amount
Type of deposit
* Select a type
No. of Years
Interest Rate On Deposits
ATM Card Facility
SMS Alerts & Email Statement
RTGS & NEFT
Cheque Book Facility
Financial Position Report
Purchase Or Construction of house, bungalows, flat etc
Addition / alterations /repairs to the existing residential accommodation.
Taking over the existing Housing loans of other banks or Financial Institutions.
Who can Benefit this Loan
Any Account Holder who is salaried employee / Businessman / Professional with repaying capacity
For purchase of flat / Bungalow etc. Registered Agreements value plus stamp duty, registration fees or value as per valuation form our panel valuer whichever is less.
For construction of house, bungalows, etc. and Additions / alterations / repairs – As per estimate / quotations submitted.
Loan up to Rs. 70.00 lakh as per RBI guidelines.
25% on eligible amount as per purchase / Repairing Cost
Registered mortgage of the Said Property
Additional Collateral Security ( If required )
Deposition of original title deed with bank
Maximum 240 month (including moratorium period)
Till completion of construction or 18 Months from the date of disbursement whichever is early
Loan Application form
Income proof for last three years if businessman / current 3 months’ payslips if salary earner, form no 16 of last year
KYC of borrower and Guarantors
Commencement certificate / Permission of construction from Govt.Authority
Search report / Title clearance certificate from Advocate
Agreement for Sale / Sale Deed / Allotment Let
Chain of Documents of flat is purchased in resale
Share Certificate, maintenance receipt
Builder’s / Society’s/ Mhada’s/Cidco’s NOC letter
Advance payment receipts
No Prepayment charges
No Pre Closure Charges
** FOR MORE DETAILS INFORMATION CONTACT TO YOUR NEAREST BRANCH **