48th Annual General Meeting Notice
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Annual Report (2022-2023)
Customer Protection Policy 2022-23
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Cheque Truncation System (CTS) is a cheque clearing system adopted by all banks as per guidelines by the RBI & NPCI for quicker cheque clearance.
CTS truncation is the way of discontinuing the flow of the physical cheque in its way of clearing. Instead of this an electronic image of the cheque is transferred with vital essential data..
Benefits of Cheque Truncation System
No physical movement of cheques, drafts etc.
Chance of frauds can be minimised
Probability of cheques misplaced in transit is eliminated
CTS are more advanced and more secure.
It provides quicker clearance of cheques
Reduces operational risk and risks related to paper clearing
There are no extra charges levied for the collection of cheques drawn on a bank located within the grid, further providing no geographical restrictions
Process becomes speedy and time saving.